We recommend Morty!
Introducing Morty, our recommended mortgage broker! Using a mortgage broker instead of a loan officer at a bank or credit union offers several benefits as you can see. Morty provides access to thousands of loan options from a wide network of lenders making it easier to compare and choose a competitive rate. Get started on your mortgage application using the link below.
Get your pre-approval letter!
Your home base for home buying
Get immediate quotes and rates customized to your situation and see how different purchase decisions (like down payment) will impact your mortgage options.
Update your purchase transaction details at any time. The system will automatically re-run eligibility for the new property and generate a newly updated pre-approval letter. No additional credit pull.
Track the Status
Know where you are in the closing process. You can securely upload documents directly into your closing tracker (no emailing necessary) and take control of the process.
Ability to determine eligibility, select a loan option, apply, lock, and close on your mortgage entirely online across numerous different lenders.
Close in as little as 14 days, far below the national average. There's also a float-down option offering the flexibility to switch lenders if rates improve.
When to Start?
Helpful tips from Morty
"On our platform, we do require a hard credit pull in order to complete the pre-approval letter. If you are not ready to pull your credit, you can still see an estimate of your buying power with current rates after entering details about yourself. Typically when shopping around for a new mortgage, it’s common to have your credit pulled with a few different lenders. It shouldn’t impact your score if it’s within a 30 to 45 day window. Credit reports are good for up to 120 days."
Loan programs are available throughout Iowa including these cities: Adel, Altoona, Ames, Ankeny, Bondurant, Carlisle, Clive, Colfax, Cumming, Dallas Center, De Soto, Des Moines, Elkhart, Granger, Grimes, Huxley, Indianola, Johnston, Madrid, Mitchellville, Newton, Norwalk, Perry, Pleasant Hill, Polk City, Runnells, Urbandale, Van Meter, Waukee, West Des Moines, Windsor Heights, and Winterset.